answers 0:My exwife and I are suppose to both carry medical and dental insurance for our two children. We both do, however she only ever submits claims to my insurance and not hers. I think she's worries about being the primary since she had hers first, and she has a history of being a hypochondriac and going to the doctor all the time. Maybe she's maxed out for herself on hers? She won't discuss it and even though I've talked to her about it she never submits anything to her insurance, just mine. And then we split 50/50 the uncovered portion. She takes the kids to the doctor or emergency room monthly and I feel like she's just trying to piss me off and financially mess with me since we don't pay any of the others premiums. If both p! arents have insurance are both supposed to be submitted for visits?Thanks....Show moreanswers 1:This is called "Coordination of Benefits". You BOTH submit a claim. In many cases, this results in YOU paying NOTHING from your pocket.Usually, unless your Child Support Agreement says otherwise, the person with the PRIMARY CUSTODY (the place where the child has his/her LEGAL address for school records and such) is the Primary Insurance, and the other parent is the SECONDARY insurance.Since you BOTH are required to carry the insurance, It is usually assumed that your BOTH are required to USE IT.YOUR first step would be to contact a lawyer and ask, "In a case like this, whose insurance is PRIMARY?". there ARE legal definitions about this, usually based on state law, and possibly on Insurance Company operational policy. [A 30 minute visit with a lawyer should cost less than $200, and having the proper answers to this question can save you thousands!]Once it is LEGALLY determined! who is primary, call YOUR insurance company and discuss the m! atter with THEM, and ask for help. They may be able to "forcer compliance'; by refusing to pay the primary portion, or they may simply say "Never mind. It doesn't matter." (yeah right -- and insurance company saying , "Never mind"? . . . .)If all else fails, contact that lawyer again and ASK FOR HELP to enforce what you have just found out is right....answers 2:it sounds like you just need the clarity of who has primary. you cant reach your "limit" on insurance. And if her insurance is billing your insurance, its the insurance comp. paying, not you. but it wouldn't hurt to try to get to the judge (i know it can be diff. ) or maybe even a co-parenting counselor for help and guidance on the situation.answers 3:Are you speaking taxes? That relies upon on the separation contract and new child help words. now and back the discern who has the new child 50% of the time or extra gets to declare the new child, in different circumstances the discern who will pay the new child help! to boot as wellbeing/dental insurance, day care expenditures, activities/activity expenditures, college expenditures claims the new child.answers 4:We also don't have to pay any of the others deductibles.answers 5:ALL medical costs should be shared. premiums, claims, deductibles and overheads. if she isnt going to use hers, you should be claiming half of your monthly premium as her monthly share and having that reduced off your child support. if its a really expensive issue, you might need to take this up legally if shes not prepared to be reasonable.answers 6:The practitioners submit the claims, not your wife. And the bills get submitted to whomever's birthday is first in the year, something neither you nor your wife has any control over. The remainder can be submitted to the secondary insurance. Are you sure they weren't? All you have to do is contact the practitioners offices and ascertain that they have both insurances information.
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