What's the purpose of insurance?

Ofelia Kieck: Get insurance quotes

Tomi Vauters: You can easily get and compare quotes from different companies at: INSTANT-INSURANCE.NET

Brock Hladik: I propose you to do that webb site and examine prices via diverse coorporations locally without co st. https://tr.im/LrWT7

Matt Tiry:

Ruthe Real: SALLY,There would be more differences than similarities between a Workers Compensation Policy and a General Liability Policy.The main similarity as an employer would be the fact that your insuring the risk that an accident could occur that would end up costing you money and you are transferring the risk to the carrier. Sometimes workers are considered assets and if an accident occurs which limits your employee to do his or her duties, you end up incurring a loss of income. Loss of income is sometimes a covered item under a general liability policy.It may be helpful to understand why your asking this question. Details sometimes aid in supplying the corr! ect answer.Good Luck...Show more

Randal Deyarmond: I'm a health insurance examiner. We have a flexable schedule...meaning I can work my 40 hours any way I want. I can come in as early at 6:45 and as late as 9:30 as long as I get my 8 hours in. If I want to work a four day work week, I can. If I want to work a few hours over to get off early on friday..I can. VERY nice ..but not everyone does this. We also have great health insurance benefits. Also may have the ability to work from home for some companies. We will in probably 2009/2010.The work is a little repetitive....Show more

Gwenda Micheals: Depends on the type of insurance. Flight, Auto, Animal, Medical, etc..

Kalyn Proietto: My house caught fire (landlord's fault) and the place filled with smoke, damaging a lot of things. Will my renters insurance cover my clothing? How? Will they send an adjuster or reimburse me for new items or what?

Marjory Stromme: It's NEVER boring, never! However, you nee! d to have thick skin as you will deal with tons of upset, conf! used and just plain angry people. If you are an inside adjuster working in the office you get to handle stuff via phone, fax and email, which in my opinion is easier. You will have a regular work week of 35 to 40 hrs with usually normal work hours between 8 and 5pm. However, many adjusters end up working a lot of extra hours because they get so many files. By the way since most adjusters are paid a salary the extra work is done for free. You also need to learn to like working in a cubicle farm.I'm a field adjuster who get's to handle most stuff face to face. I've been doing it for 20+ years. My hours can be longer. Monday, my last appointment was at 7:30 pm with an hour driver back home.It can be a rewarding job when you help a family that just lost their house in a fire. It can also suck because people think they have won the lottery when they have an insurance claim and you get to educate them about why they won't be getting rich....Show more

Providencia Serpe: Not! very much. The closest you can get, is that the "employers liability" section offered on workers comp policies in most states, gives the employer some protection from lawsuits.

Barton Morfee: Paying a deductible is sure better than paying the entire $145. for a 20 minute visit. I do find it annoying that some worthwhile things are not covered because some non medical business person is making the decisions for insurance companies. Medical costs will go down once a cap is put on medical lawsuits. That's what drove the prices up. What many people don't realize is that once catastrophic illness can wipe out your insurance benefits. Many healthcare policies have a lifetime limit of $2 million....Show more

Tana Dumoulin: to protect against future risk which is mostly accidental in nature and an unexpected calamity or incident.

Bud Espenshade:

Misty Vagle: It depends on what type.

Clinton Migliori: The purpose of all insurance is to transfer a fin! ancial risk to a third party. Insurance makes dealing with a risk more! affordable by spreading the cost of that risk over an entire class of insured, and by turning an expensive variable cost into a predictable and finite one.

Wilbert Shellgren: Get and compare quotes from different companies at - INSURERATES.INFO-RE What's the purpose of insurance? What's the purpose of insurance?

Elinore Schlinker: They'll clean your items, not simply replace them. Call a cleaning crew now and get that ball rolling.

Seema Hosfeld: I would recommend one to visit this site where you can get quotes from the best companies: http://INSURE-HELP.COM/index.html?src=2YAvoly6bl1YRE :What's the purpose of insurance?What's the purpose of insurance?Follow 10 answers...Show more

Truman Biby: First they'll try to clean them and get the smoke out. If they can't clean them, then they'll pay depreciated value (and keep the clothes) until you replace with like kind and qualify minus your deductible. Most of the time, clothes can be cleaned.! The deductible would apply to the cleaning bill.

Jed Mutone: This sums it up pretty nicely. From the Accounting Glossary web site:Insurance is a way to make an individuals financial losses more affordable by transferring them to a large group of people through an intermediary called an insurance company and a legal contract called a policy.

Toney Flaten: To pay for things you most likely can't afford out of pocket...